Chesterfield, Wildwood and Ballwin Missouri real estate listings, home buying, selling and relocation information

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Buying Land and New Construction >Testing the Soil

Are you building a custom-designed home on hand picked acreage? An essential step is testing the soil, which will determine the composition of the ground that must provide a stable foundation for your new home.

The soil could have a combination of various conditions and characteristics. It might be fine, silt-laden soil that collapses when it absorbs excessive water, or soil with a high clay content that sucks up water and then expands under a building, causing it to buckle or shift. Such soil is easy to excavate but unstable to build on. It must be replaced in compacted layers until it achieves suitable density to provide a stable foundation for the house.

On the opposite end of the spectrum, your land might sit on a layer of hard rock, which is wonderfully stable, but extremely hard to penetrate. Excavation costs will be higher if your builder has to bring in heavy equipment to dig out the rock. A professional soil report will help your builder determine the best approach to engineering your site.

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Q	What is a Balloon Mortgage?
A	A balloon is a short-term mortgage which requires the entire balance of the loan to be re-paid at the end of the loan term.
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Kathy Irvine and The Irvine Team, REALTOR®, real estate agents and broker for Chesterfield, Wildwood and Ballwin Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Kathy Irvine and The Irvine Team
Coldwell Banker Gundaker
14830 Clayton Road
Chesterfield, MO 63017
Office: 636-391-2100
Voice Mail: 314-567-8620
Toll Free: 800-791-3276
Fax: 636-391-3620
Email: Kathy@theirvineteam.com
The St. Louis Association of Realtors has recognized Kathy as the top sales associate for 10 of the last 12 recent years. With nearly 70 million dollars in sales in 2004, Kathy was honored for the 17th straight year as the TOP AGENT for the largest real estate company in the St. Louis area, Coldwell Banker Gundaker. She was also #1 in the Midwest Region and 12th nationwide for Coldwell Banker. However, the most important recognition Kathy and The Irvine Team get is the steady stream of testimonials and repeat business from her clients. She and her team set the pace, provide the service you can count on, and are dedicated to achieving your real estate goals. The Irvine Team constantly leads the St. Louis real estate market with their excellence, professionalism and service. The Irvine Team . . . . Nobody does it better…. NOBODY!

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